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What is an operation not open to terminal, what does it mean? It became prominent in banking transactions

October 26, 2025
in Investing

What is an operation not open to terminal, what does it mean? It became prominent in banking transactions

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One of the common terms in banking transactions is the phrase “endless transaction”. Such a phrase may be encountered when checking statements or transaction transactions, especially in purchases made with a credit or debit card. So what does it mean that a transaction is not opened on the terminal? Here are the details..

A transaction not opened on the terminal means that the payment or expenditure is not processed through the bank's POS terminal. In other words, transactions made with cards are made directly through channels such as the internet, mobile applications, contactless payments or virtual POS. In short, the transaction is completed not through a physical POS device but through a banking infrastructure or digital payment system.
The term “terminal-inaccessible transaction” can be encountered in online shopping transactions (e-commerce sites, mobile applications), contactless payments (even with a POS device, if the transaction is made with a flash card, not through card information), subscription payments (Spotify, Netflix, gaming platforms, etc.), automatic payment orders (water, electricity, internet bill payments) and transactions that are done via virtual POS.
When you see this statement on your card statement, you should know that this payment is a normal transaction for security purposes. Since transactions are processed directly through the digital system, no details about the POS device are displayed.

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